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What is a Self-Settled Trust?

Self-Settled Trust (aka (d)(4)(A) trust ) provides needs of beneficiary of trust

If the individual is under the age of 65, they can place their income or earnings into a self-settled trust. This is also referred to as a (d)(4)(A) trust. This type of trust will provide for the needs of the beneficiary of the trust. The trustee has to be an independent person, which means they cannot be directly related to the disabled beneficiary. The trustee will also have complete discretion on how the funds will be spent.
There are many examples of when this would happen. Some common examples include paying for insurance, over-the counter medications, dry cleaning, transportation fees, personal assistance, travel and vacation.
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